3101 Evans Street Suite C Greenville, NC 27834

Rent vs sell calculator



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If you RENT your property, you'll have $21,355 more wealth in 5 years verses selling your property today.

Year Rental Income Mortgage Expense Other Costs Net Cash Flow House Value House Equity Wealth (Rent Out) Wealth (Sell Now) Difference in Wealth
(Rent Out to Sell Now)
1 - - - - - - - - -

Terms and Conditions

This Rent Vs. Sell Calculator is provided by Flagship Realty Group. By using the Rent Vs. Sell Calculator and clicking the “Calculate” button, you agree that the information and estimates provided are for general information purposes and provided “as-is” without warranties of any kind, expressed or implied, including without limitation the warranties that it is free of defects, errors, viruses, merchantable and that it is fit for a particular purpose. Your usage of the Rent Vs. Sell Calculator is at your own risk. Under no circumstances shall Flagship Realty Group be liable for direct, indirect, incidental, special, or consequential damages, resulting from any aspect of your use of the Rent Vs. Sell Calculator including but not limited to damages that arise from your inability to use the Rent Vs. Sell Calculator or the interruption, modification, or termination of the Rent Vs. Sell Calculator or any part thereof.

Renting Your
Residential Property


  • Steady Cash Flow: By opting to rent out your property, you can enjoy a reliable source of monthly income, creating a positive cash flow and potentially helping you cover mortgage payments, property taxes, and other expenses.
  • Long-Term Appreciation: Property values tend to increase over time, offering potential for long-term appreciation. By renting, you can continue to benefit from your property's value growth while receiving rental income.
  • Tax Deductions: Rental property owners often enjoy tax benefits, such as deducting property expenses like maintenance, repairs, insurance, and property management fees. These deductions can help reduce your tax liability.
  • Flexibility: Renting provides you with the flexibility to maintain ownership while exploring other investment opportunities or living in a different location. You can choose to revisit the selling decision when the market conditions are more favorable.


  • Property Management Responsibilities: Renting requires hands-on involvement, including tenant screening, property maintenance, rent collection, and handling any tenant issues. These responsibilities can be time-consuming and may demand your availability 24/7.
  • Tenant Turnover and Vacancies: Vacancies can impact your cash flow and add additional costs. Finding reliable tenants and ensuring the property remains occupied can sometimes be a challenge.
  • Property Damage and Repairs: Wear and tear, as well as unforeseen damages, can occur over time. As a landlord, you're responsible for repairs and maintenance, which can affect your profitability and require timely attention.
  • Market Fluctuations: The rental market can experience fluctuations, impacting rental rates and demand. Economic conditions, job markets, and other factors can influence the stability of your rental income.

Selling Your
Residential Property


  • Capitalizing on Equity: Selling your property allows you to access your accumulated equity, providing a lump sum of cash that can be reinvested elsewhere or used for personal purposes.
  • Simplified Finances: By selling your property, you eliminate the ongoing financial responsibilities and potential risks associated with property ownership, providing a clean break and peace of mind.
  • Avoiding Property Market Risks: Real estate markets can fluctuate, and selling your property at the right time can help you avoid potential declines in property values.
  • Time and Effort Savings: Selling a property can be a quicker process compared to managing a rental property long-term. You can avoid the day-to-day tasks associated with being a landlord.


  • Loss of Monthly Income: Selling your property means giving up the steady rental income stream you may have been benefiting from. It's important to assess your financial situation and consider the impact of losing this regular cash flow.
  • Missed Appreciation Opportunities: Selling prematurely might mean missing out on potential future property value appreciation. The real estate market is unpredictable, and property values may continue to rise over time.
  • Transaction Costs: Selling a property involves various transaction costs, including real estate agent commissions, closing costs, and potential capital gains taxes. These expenses should be factored into your financial calculations.
  • Tax Implications: Depending on your individual circumstances, selling a property may result in tax implications, such as capital gains taxes. Consult with a tax professional to understand the specific tax implications for your situation.